HOA News & Law
Florida association legislation, reserve rules, and buyer guides, in plain English.
Florida's condo transparency law: what a buyer can now see online
Florida now requires larger condo associations to post their official records digitally. For buyers, that means budgets, reserves, and minutes are easier to find. Here is how to use them.
ReadThe estoppel certificate: your last look before closing on a Florida condo
When you're under contract, the association issues an estoppel certificate. It is the single most important document for catching a surprise assessment. This is what it contains and what to check.
ReadMilestone inspections and reserve studies: Florida's structural safety rules
For older, taller Florida condos, the state now requires a structural inspection and a reserve study for major components. Here is what they are and why a buyer should ask for them.
ReadYour records rights as a Florida condo owner
Florida law gives owners the right to inspect their association's official records, and it penalizes associations that stonewall. Here is how to use that right.
ReadCondo vs. HOA: what's different when you buy
A condominium association and a single-family homeowners' association are governed differently and carry different financial risks. Know which you're buying into.
ReadFlorida's condo reserve rules in 2026: what buyers need to know
Since the Surfside collapse, Florida has rewritten the rules on condo reserves and structural studies. Here's what a buyer should check before closing.
ReadSpecial assessments: the red flags that predict the next one
A special assessment is a symptom, not a surprise. Repeated assessments and thin reserves tell you another bill is coming.
ReadHow to read an HOA's financials in ten minutes
You don't need to be an accountant. Four numbers tell you most of what you need to know about an association's health.
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